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6 little known facts about The Sound of Music

<p>The Sound of Music, released in 1965, continues to be one of the most beloved family films of all time. In honour of the iconic film, we look behind the scenes to reveal some little known facts about one of our favourite movies.</p> <p><strong>1. Julie Andrews kept falling over during the famous opening mountain scene</strong></p> <p>While Julie Andrews may look graceful twirling atop the mountain in the opening scenes, in reality she kept being knocked over by the draft of the helicopter trying to capture the iconic aerial scene. Andrews said: “the down draft from those jets was so strong that every time… the helicopter circled around me and the down draft just flattened me into the grass. And I mean flattened. It was fine for a couple of takes, but after that you begin to get just a little bit angry… And I really tried. I mean, I braced myself, I thought, ‘It’s not going to get me this time.’ And every single time, I bit the dust.”</p> <p><strong>2. Christopher Plummer hates the movies</strong></p> <p>Fans of Christopher Plummer’s Captain von Trapp will be disappointed to learn that he hated the film so much he called it “The Sound of Mucus”. “Because it was so awful and sentimental and gooey,” he said. “You had to work terribly hard to try and infuse some minuscule bit of humour into it.” To ease his pain, Plummer drank, even on set. He admitted on the DVD commentary that he was drunk when filming the Austrian music festival scene.</p> <p><strong>3. Charmian Carr injured herself during “Sixteen going on seventeen”</strong></p> <p>Charmian Carr, who played Liesl Von Trapp, slipped while leaping from a bench in the gazebo scene. She fell through the glass and injured her ankle. In the scene, she is wearing a bandage on her leg, which is covered by make up.</p> <p><strong>4. Friedrich grew 15 centimetres during the six months of filming  </strong> </p> <p>Nicholas Hammond, who played Friedrich Von Trapp, grew from 1.60 metres to 1.75 metres in the six months of filming. It caused many continuity problems in the movie as Friedrich had to be shorter than Liesl but taller than Louisa. As the beginning of the film, Hammond had lifts in his films but by the end, Carr who played Liesl had to stand on a box.</p> <p><strong>5. Mia Farrow auditioned for the role of Liesl.</strong> </p> <p><span style="text-decoration: underline;"><strong><a href="https://youtu.be/66v7gtwRGdM" target="_blank" rel="noopener">Watch her audition tape here.</a></strong></span></p> <p><strong>6. The film is historically inaccurate</strong></p> <p>The movie is loosely based on the autobiography of Maria von Trapp, The Story of the Trapp Family Singers, but the film took many liberties. For instance, there were 10 von Trapp children, not seven. Maria left the convent to tutor one of the children, not to governess all them. Georg was a kind man, not the stern disciplinarian as depicted the film. Maria and him were married 11 years before the Nazis invaded Austria. And the Von Trapp family didn’t escape from the mountains by crossing over the mountains – that would have led straight to Hitler’s Germany.</p> <p><em>Image credits: Getty Images</em></p>

Movies

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"Completely in shock": Beloved actor dies suddenly at age 60

<p>Adrian Schiller has passed away suddenly at the age of 60, with his family and friends sharing their devastation over the unexpected loss. </p> <p>The British actor's agency Scott Marshall Partners confirmed he had died unexpectedly earlier this week in a statement to multiple outlets.</p> <div> <div id="adspot-mobile-mobile-3-above"></div> </div> <p>"It is with the heaviest and saddest hearts that we announce the death of our beloved client, Adrian Schiller, on Wednesday 3rd April," the representatives told <em><a title="People" href="https://people.com/adrian-schiller-dead-60-8624756" target="" rel="">People</a></em>.</p> <p>"He has died far too soon, and we, his family and close friends are devastated by the loss," the statement continued.</p> <p>"His death was sudden and unexpected and no further details around its cause are yet available," they concluded."</p> <p>Schiller's career spanned four decades and saw him make waves in TV, film and theatre roles around the world.</p> <p>The actor made his screen debut in the 1992 film <em>Prime Suspect</em>, and later became known for his role as Aethelhelm in the historical drama series <em>The Last Kingdom</em>.</p> <p>The statement provided by Schiller's agency also shared that he had been in Australia just before his death, reprising his role in <em>The Lehman Trilogy</em> play. </p> <p>"A prodigiously talented actor, he had just returned from Sydney, where he had been appearing in The Lehman Trilogy and was looking forward to continuing the international tour in San Francisco," the statement confirmed.</p> <p>Across his career, Schiller also appeared in <em>Victoria</em>, <em>Death In Paradise</em>, a 2014 film adaption of <em>The Crucible</em>, <em>Beauty and the Beast,</em> <em>Doctor Who</em> and <em>The Danish Girl</em>.</p> <p>Schiller's <em>Victoria</em> co-star Tilly Steele remembered the late actor as being "remarkable."</p> <p>"I cannot believe that Adrian Schiller has died. He was a remarkable actor and person. I'm completely in shock and I'm thinking of everyone who knew him and was close to him," she wrote on social media. </p> <p><em>Image credits: Getty Images </em></p>

Caring

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Rebel Wilson's shocking weight loss confession

<p>Rebel Wilson has confessed to using Ozempic to maintain her weight after dropping almost 40kgs in her "year of health" in 2020. </p> <p>While speaking to the <em>Sunday Times </em>about the release of her memoir, <em>Rebel Rising</em>, the Aussie actress confessed to using the drug, which is used to treat type 2 diabetes. </p> <p>The 44-year-old has previously referred to 2020 as her "year of health" after she lost a staggering amount of weight, and has now finally admitted to using Ozempic, but only to maintain her weight. </p> <p>She said, "Someone like me could have a bottomless appetite for sweets, so I think those drugs can be good."</p> <p>Rebel went on to clarify that she is no longer taking the drug, and is happy with her weight. </p> <p>The actress shared how wanting to have a baby kick-started her dramatic weight loss in 2020, but not everyone was happy about her plans for a drastic transformation.</p> <p>"Basically no one apart from my mum wanted me to lose weight," Wilson recalled.</p> <p>"People thought I'd lose my pigeonhole in my career, playing the fat funny character, and they wanted me to continue in that."</p> <p>Over the past four years, Wilson has admitted to gaining some of it back including 20lbs from "stress eating" leading up to the release of her book, with Covid lockdowns also playing a part in her fluctuating weight.</p> <p>"I know that my relationship with food is complicated," she said. </p> <p>"I feel strongly that young women shouldn't try to obsess over looking like Victoria's Secret models — they should just look like themselves."</p> <p><em>Image credits: Getty Images </em></p>

Body

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William Shatner shocks hosts simply by revealing his age

<p>In a world where time ticks mercilessly onward, one man has defied the very essence of ageing: the legendary William Shatner, the man who boldly went where no nonagenarian has gone before.</p> <p>As Shatner prepares to celebrate his 93rd trip around the sun, fans worldwide are scratching their heads in disbelief. The reason? Well, it seems that Captain Kirk himself has stumbled upon the fountain of youth and decided to keep it all to himself. </p> <p>The commotion started when Shatner made a <a href="https://www.tiktok.com/@todayshow/video/7347749279865490734?_r=1&_t=8koli3bKC49" target="_blank" rel="noopener">guest appearance</a> on the <em>US Today Show</em>, looking fresher than a daisy in springtime. Fans took to social media to express their shock, with one incredulous viewer commenting, "Damn, he's still sharp and has his hair. I would never have guessed 93." And another chimed in with, "I would've guessed 67 or 68."</p> <p>Forget "live long and prosper"; it seems the new motto is "live long and confound the heck out of everyone".</p> <p>Even the hosts of the<em> Today Show</em> were left flabbergasted by Shatner's youthful glow. They couldn't resist asking the man himself for his secret to longevity. And what pearls of wisdom did he impart? "Don't tell anybody [your age]." Ah, sage advice indeed. It seems the real secret to ageing gracefully is to maintain an air of mystery.</p> <p>But let's rewind to 2021 when Shatner was grilled by a journalist about whether he'd had any "serious work" done. His response? A witty comeback, of course. "No, have you?" Touché, Shatner, touché. And when pressed further, he simply attributed his youthful appearance to good genes, lots of horseback riding and a healthy dose of bewilderment about the world. </p> <p>Despite his apparent disdain for the number 90 ("It's disgusting," he once declared in an interview), Shatner finds himself hurtling towards the ripe old age of 93 with all the grace and poise of a starship navigating through a meteor shower. And if his recent TV appearance is anything to go by, he's showing no signs of slowing down.</p> <p>So let's all take a leaf out of Shatner's playbook, shall we? If anyone asks for the secret to your eternal youth, just give them that trademark Shatner smirk and say: "It's classified."</p> <p><em>Images: NBC | Wikimedia | Tik Tok</em></p>

Body

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Bruce Willis' daughter reveals shock new health diagnosis

<p>Tallulah Willis, 30, has revealed that she was diagnosed with autism as an adult. </p> <p>The daughter of Hollywood stars Bruce Willis and Demi Moore took to Instagram to publicly share the news for the first time. </p> <p>"Tell me you're autistic without telling me you're autistic 😂," she wrote underneath a throwback video of her playing with her dad's ears during <em>The Whole Ten Yards</em> premiere in 2004. </p> <p>She continued opening up about her diagnosis in the comments. </p> <p>"Actually this is the first time I've ever publicly shared my diagnosis," she replied to a follower. </p> <p> "Found out this summer and it's changed my life," she added with a sun emoji. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/C4jRY7Av5b8/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C4jRY7Av5b8/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by tallulah (@buuski)</a></p> </div> </blockquote> <p>According to <a href="https://www.healthdirect.gov.au/autism" target="_blank" rel="noopener"><em>Health Direct</em></a>, Autism spectrum disorder is a "lifelong developmental disorder" which affects how people behave and interact with the world around them and "is caused by differences in how the brain develops".</p> <p>Many fans were quick to comment on the sweet father-daughter bond that her and Bruce share. </p> <p>"The moment when you look at each other !!! So much was said with just one look ❤" one wrote. </p> <p>"I love this so much and I love how unfazed he is while you’re playing with his ear. So precious!" another added. </p> <p>"This is so powerful. The love you share with your papa. He calmed you here, his very body , and that is beautiful. You are beautiful. ❤" a third wrote. </p> <p>A few others thanked Tallulah for her transparency and sharing her autism diagnosis. </p> <p>"My son is autistic too. And I love the saying, “you know one autistic person, you know…. one autistic person.” Because everyone is so different. My son had stims that look nothing like this. But that certainly doesn’t discount what calms you! Most importantly tho: thank you for this post," wrote one fan. </p> <p>"This made me cry! I'm also autistic and felt this through my soul. Die Hard was a favourite movie of my dad's &amp; knowing that you share the same diagnosis as me &amp; so many others warms my heart," another commented.</p> <p>Tallulah has always been candid about her mental and physical health, as she recently opened up about her experience with anorexia nervosa and told her followers that recovery is not linear and can sometimes be "messy." </p> <p><em>Image: Getty</em></p> <p> </p>

Caring

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“I lost all ability to fly the plane”: Pilot's shock claim after plane drops mid-flight

<p>At least 50 passengers have been injured with a dozen hospitalised after a Boeing 787 Dreamliner suddenly plunged about two hours into the flight from Sydney to Auckland on Monday. </p> <p>LATAM Airlines said that the plane experienced an unspecified "technical event during the flight which caused a strong movement." </p> <p>Passengers on board the flight have recalled the terrifying moment the plane took a nose-dive mid-flight. </p> <p>"The plane dipped so dramatically into a nose dive for a couple of seconds and around 30 people hit the ceiling hard," Daniel, who was travelling from London, told the <em>NZ Herald</em>. </p> <p>“None of us knew what had happened until after the flight, I was just trying to keep everyone calm. We never heard any announcement from the captain." </p> <p>He added that passengers were screaming and it was hard to tell whether blood or red wine was splattered through the cabin. </p> <p>Another passenger, Brian Jokat, told broadcaster <em>RNZ t</em>hat the incident took place in "split seconds". </p> <p>"There was no pre-turbulence, we were just sailing smoothly the whole way,” he said. </p> <p>“I had just dozed off and I luckily had my seatbelt on, and all of a sudden the plane just dropped. It wasn’t one of those things where you hit turbulence and you drop a few times … we just dropped.”</p> <p>He added that a passenger two seats away from him, who was not wearing his seatbelt, flew up into the ceiling and was suspended mid-air before he fell and broke his ribs. </p> <p>“I thought I was dreaming,” he said. “I opened my eyes and he was on the roof of the plane on his back, looking down on me. It was like <em>The Exorcist</em>.”</p> <p>Paramedics and more than 10 emergency vehicles were waiting for passengers when the plane landed in Auckland. </p> <p>Around 50 patients were treated, with 12 of them hospitalised and one in serious condition. </p> <p>At least three of those treated were cabin crew. </p> <p>Jokat told <em>RNZ </em>that after the plane landed, the pilot came to the back and explained what had happened. </p> <p>"He said to me, ‘I lost my instrumentation briefly and then it just came back all of a sudden,’” Jokat said.</p> <p>In another interview with <em>Stuff.co.nz</em>, Jokat recalled the pilot also saying: “My gauges just blanked out, I lost all of my ability to fly the plane.” </p> <p>The airline's final destination was Santiago, Chile, but it was landing at Auckland Airport in accordance with its normal flight path, according to <em>Reuters</em>. </p> <p>"LATAM regrets the inconvenience and injury this situation may have caused its passengers, and reiterates its commitment to safety as a priority within the framework of its operational standards," the airline said.  </p> <p><em>Images: Brian Jokat/ News.com.au</em></p>

Travel Trouble

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Princess Kate sensationally speaks out over photo fiasco

<p>Kensington Palace's attempt to quell speculation about Kate Middleton's health has ignited a storm of controversy, raising concerns about the future Queen's well-being to feverish levels.</p> <p>The Princess of Wales, at 42, issued an unprecedented statement on Monday morning, UK time, taking responsibility for what was described as <a href="https://www.oversixty.co.nz/health/caring/princess-kate-s-post-surgery-pic-ignites-even-wilder-conspiracy-theories" target="_blank" rel="noopener">"editing" an official portrait </a> released on Sunday for Mother’s Day.</p> <p>This portrait, featuring Kate alongside her three children – Prince George, Princess Charlotte, and Prince Louis – was eagerly anticipated as it marked the first sighting of the Princess since her mysterious abdominal surgery in January and subsequent disappearance from the public eye.</p> <p>However, far from dispelling concerns, the photograph seemed to amplify existing suspicions about her health, with many pointing out apparent discrepancies and suggesting it had been manipulated. The situation escalated when four major photo agencies issued "kill notice" orders for the image, alleging it had been "manipulated at the source [palace]."</p> <p>In a rare move, Kate Middleton took to X (Twitter) to address the controversy directly, admitting to the editing mishap and expressing regret for any confusion caused by the altered image. </p> <p>"Like many amateur photographers, I do occasionally experiment with editing," she wrote. "I wanted to express my apologies for any confusion the family photograph we shared yesterday caused. I hope everyone celebrating had a very happy Mother's Day. C"</p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Despite her efforts to diffuse the situation, the fallout continued to unravel. </span>Royal watchers and fans reacted strongly to the events, with some accusing the palace of using Kate as a scapegoat and questioning the integrity of the institution itself. Omid Scobie, a UK author known for his association with Prince Harry and Meghan Markle, highlighted the palace's history of misinformation and suggested that regaining public trust would be an uphill battle.</p> <p>“It’s fair to say that most photos released by the offices of public figures have been retouched in some way, so *if* this was an isolated incident then it would just be an unfortunate error," Scobie wrote.</p> <p>"But with the Palace’s long history of lying, covering up, and even issuing statements on behalf of family members without their permission (cc: Prince Harry), it’s becoming increasingly difficult for the public to believe a word (and now photo) they share. Gaining that back at this point is an almost impossible task.” </p> <p>Piers Morgan strongly urged the palace to release the unedited version of the photo to quell speculation. Failure to do so, he warned, would only fuel further conspiracy theories.</p> <p>As the debate raged on social media, with Kate Middleton's name trending worldwide, users dissected the image, pointing out inconsistencies and suggesting alternative theories. The withdrawal of the photo by major news agencies, citing editorial issues, have only added fuel to the fire, further intensifying speculation.</p> <p>Amidst the controversy, Princess Kate's prolonged absence from the public eye following her hospitalisation in January has only heightened concerns. <a href="https://www.oversixty.co.nz/finance/legal/kate-middleton-spotted-for-the-first-time-since-surgery" target="_blank" rel="noopener">Her recent appearance</a>, photographed near Windsor Castle, marked her first public sighting in over two months, adding to the intrigue surrounding her health.</p> <p>As the debate continues, the fallout from this incident may have lasting implications for both Kate Middleton and the institution she represents.</p> <p><em>Image: Instagram</em></p>

Family & Pets

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Princess Kate's post-surgery pic ignites even wilder conspiracy theories

<p>In a recent revelation that has the internet buzzing, Kensington Palace released a brand new photo of the Princess of Wales alongside her adorable brood, but it seems like the royal family might be playing with more than just thrones and crowns.</p> <p>The picture, meant to express gratitude to the public for their support during Catherine's recovery from abdominal surgery, quickly became a subject of speculation, leaving royal enthusiasts scratching their heads and raising eyebrows faster than you can say "corgi".</p> <p>The image, which features Catherine sitting and embracing her children – Prince Louis, Prince George and Princess Charlotte – in the scenic backdrop of Windsor, seems like a wholesome Mother's Day tribute at first glance. However, upon closer inspection, the cracks in this picture-perfect façade begin to show.</p> <p>Social media erupted with theories faster than a racehorse at Ascot. Some eagle-eyed observers speculated that the photo might have been the handiwork of artificial intelligence, citing suspiciously green grass and leaves in the dead of winter, a rarity even in England where the weather is as unpredictable as a teenage royal's romantic interests.</p> <p>"AI is that you?" asked one astute commentator on Instagram, voicing the suspicions of many.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C4U_IqTNaqU/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C4U_IqTNaqU/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by The Prince and Princess of Wales (@princeandprincessofwales)</a></p> </div> </blockquote> <p>"Ummmmm, this photo looks doctored…" wrote another astute reader. "Catherine’s right hand around Louis is entirely blurry but the left hand around Charlotte, at the same distance to the camera, is not, and either is Louis’ jumper around the hand blurry. Also Charlotte’s dress, which is clothing her torso behind her arm, impedes on the sleeve at the wrist… the cardigan sleeve shows the dress in front of it, when it should only be behind. And Louis’ middle finger must be awfully long to be entirely wrapped around the next finger without being able to see the finger nail… it’s also blurry. I’m a keen photographer, and those are not true elements of a photo as taken."</p> <p>But wait, there's more! The absence of Catherine's wedding ring did not escape the notice of keen observers, prompting questions about the state of her marriage. "WHERE'S YOUR RING??!" demanded one fan, while another pondered, "no ring, tree in full bloom in winter, jeans after major abdominal surgery, face shape completely different from car photo."</p> <p>And if that wasn't enough to fuel the royal gossip mill, Prince Louis's peculiar finger-crossing gesture sent conspiracy theorists into overdrive. Is he sending secret messages? Or is it just further evidence that we're all living in a simulation run by an eccentric royal fan with a knack for Photoshop?</p> <p><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Open Sans', 'Helvetica Neue', sans-serif;">Additionally, a subtle misalignment in Princess Charlotte's hand compared to her jumper sleeve raised clear suspicions of digital manipulation. As the speculation grew louder, four of the world's largest photo agencies – The Associated Press, AFP, Getty Images and Reuters – issued a "mandatory kill notice", on the image, effectively retracting it from circulation.</span></p> <p>The reasons cited varied slightly among the agencies, with mentions of "editorial issues" and inconsistencies in the photograph's details. The decision to retract the photo wasn't taken lightly; it's a standard protocol for picture agencies to withdraw images that have been significantly altered.</p> <p>The reaction on social media was swift, with royal watchers and media personalities dissecting the image for clues. Chris Ship, ITV News's royal editor, shared close-up sections of the photo, highlighting apparent discrepancies in Charlotte's sleeve, Prince Louis's jumper, and the background behind him. His commentary underscored the seriousness of the situation, questioning Kensington Palace – the source of the photo – about the authenticity of the image.</p> <blockquote class="twitter-tweet"> <p dir="ltr" lang="en">I’ve never been much of a conspiracy theorist but if <a href="https://twitter.com/AP?ref_src=twsrc%5Etfw">@AP</a> <a href="https://twitter.com/AFP?ref_src=twsrc%5Etfw">@AFP</a> <a href="https://twitter.com/Reuters?ref_src=twsrc%5Etfw">@Reuters</a> &amp; other picture agencies are concerned enough to remove it and ask clients to delete it, there are serious questions for Kensington Palace - which was the source of the photo.<br />These appears to be the issues 👇 <a href="https://t.co/ifcSB9mUzu">https://t.co/ifcSB9mUzu</a> <a href="https://t.co/bH5gN9fJtJ">pic.twitter.com/bH5gN9fJtJ</a></p> <p>— Chris Ship (@chrisshipitv) <a href="https://twitter.com/chrisshipitv/status/1766947758529822803?ref_src=twsrc%5Etfw">March 10, 2024</a></p></blockquote> <p>Amidst the fervent speculation, Kensington Palace remained silent, neither confirming nor denying the allegations of photo manipulation. The lack of clarity has only fuelled the fire, leading to further conjecture about the intentions behind the controversial image.</p> <p>In a world where every pixel is scrutinised and every detail dissected, the royal family's attempt at a heartwarming family photo has turned into a comedic saga worthy of a Shakespearean farce.</p> <p>As the internet continues to buzz with speculation, one thing is for certain: when it comes to the royals, truth is often stranger than fiction. Or in this case, more digitally manipulated than reality TV.</p> <p><em>Image: Instagram</em></p>

Caring

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Restaurant sparks outrage for "ridiculous" fee

<p>As inflation rates continue to rise it is not surprising that restaurants are charging extra fees, but one disgruntled customer was particularly shocked to see this "ridiculous" fee on their bill. </p> <p>The customer, who dined at restaurant and cocktail bar in Georgia, USA shamed the restaurant for charging their customers a $20 fee for “live band entertainment”.</p> <p>They shared their complaints on Reddit with a copy of their receipt and an unexpected fee at the bottom which read: “Two Live Band Entertainment Fee — $20”.</p> <p>Most people in the comments were equally annoyed and called the fee "ridiculous". </p> <p>“This is one of those leave money on the table, hand the waiter a tip and leave, sorry but if I didn’t order it, I’m not paying for it,” one wrote. </p> <p>“Great way to not have repeat customers,” said another.</p> <p>“This will backfire for them, just be honest and upfront," a third added. </p> <p>Other commenters were less sympathetic and did not understand why the customer was complaining when it looked like they could afford it. </p> <p>“When you’re paying seven dollars for a bottle of water, you really don’t get to complain about ‘unexpected costs.’ You knew what you signed up for," one commenter wrote. </p> <p>“Imagine a live band getting paid, huh,” another added. </p> <p>“They’re buying $7 bottles of water, they can probably afford it,” added a third.</p> <p><em>Image: Getty/ Reddit</em></p>

Money & Banking

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"I almost cried": Mum shocked by stranger's random act of kindness

<p>A mother-of-two has almost been reduced to tears by a stranger's random act of kindness in a busy cafe. </p> <p>The mum, a woman named Tyne, was at a cafe in the Sunshine Coast suburb of Mooloolaba with her husband and two young sons, when she struck up a conversation with a woman reading a book nearby. </p> <p>She said she felt a wave of guilt that her rowdy children were disrupting the woman's peaceful morning, and leaned over to apologise. </p> <p>The woman assured the mother there was nothing to apologise for, with the woman's next act leaving the mum speechless. </p> <p>“A beautiful (and full on) weekend away with Mr 3.5y &amp; Mr 1.5y my husband and I sat with coffees at a beautiful cafe waiting for breakfast for us,” Tyne wrote in a Facebook group called The Kindness Pandemic, where people share stories of their heartwarming interactions with strangers. </p> <p>“I immediately apologised to the lovely lady sitting near us as she had a book and I was afraid the boys wouldn’t be too peaceful." </p> <p>“We were chatting for a little and then she left after her breakfast.”</p> <p>When the mum went to pay for her family’s bill, the cashier informed her that the stranger had “taken care of it” and handed her a heartwarming note.</p> <p>“It was such a pleasure sharing my brekkie space with you,” the note read.</p> <p>“Please keep doing what you’re doing. You’ve got a beautiful family.”</p> <p>Tyne said she “almost cried” when she realised that the stranger had paid for her family’s entire breakfast.</p> <p>The cafe was situated close to one of the Sunshine Coast’s most popular attractions, Sea Life Aquarium, where the family had planned to spend their day.</p> <p>“Hopefully you can splurge a little more at Sea Life today,” the stranger added in the note, before signing off, “Love Em.”</p> <p>The mum said she was overwhelmed by the stranger’s incredible act of kindness, saying she "almost cried".</p> <p>“She paid for us … And her kind words were what I needed to hear.”</p> <p>Tyne said the stranger was an “amazing soul” and vowed to pay it forward”.</p> <p>“If you are Em staying in Mooloolaba for work and went to a quirky local that’s your favourite … YOU ARE AN AMAZING SOUL!” she said.</p> <p>People in the comments also shared their reactions to the heartfelt gesture.</p> <p>“Lovely lady. Your children would be being just that, children. Don’t apologise about them,” one wrote.</p> <p>“What a beautiful person Em clearly is. This was so gorgeous to read.”</p> <p><em>Image credits: Facebook</em></p>

Family & Pets

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Dive below the surface with the Underwater Photographer of the Year awards

<p>There's a world beneath us that we don't know much about, and photographers around the world have all tried to capture its beauty. </p> <p>With over 6,500 photos submitted for this year's Underwater Photographer of the Year contest, one photo captured the panel of judges' heart - Alex Dawson's 'Whale Bones'. </p> <p>The image shows a diver swimming among the enormous skeletons of slaughtered whales off the coast of Greenland. </p> <p>"Whale Bones was photographed in the toughest conditions, as a breath-hold diver descends below the Greenland ice sheet to bear witness to the carcasses," Alex Mustard, Chair of the UPY Jury said. </p> <p>"The masterful composition invites me to consider our impact on the great creatures of this planet," he added. </p> <p>"Since the rise of humans, wild animals have declined by 85%. Today, just 4% of mammals are wildlife, the remaining 96% are humans and our livestock.</p> <p>"Our way needs to change to find a balance with nature." </p> <p>Lisa Stengel from the US won the title of Up &amp; Coming Underwater Photographer of the Year 2024, for her shot titled 'Window of Opportunity'. </p> <p>The photo captured the beauty of nature as a mahi attacks a swarm of fish, an action shot that captured "high speed hunting at the decisive moment."</p> <p>Nuno Sá from Portugal won the award for 'Save Our Seas Foundation' Marine Conservation Photographer of the Year 2024 for his work titled Saving Goliath. </p> <p>The photo showed dozens of sun seekers working together to try and save a stranded sperm whale off the beaches of Costa da Caparica. </p> <p>UK residents Jenny Stock won the title of British Underwater Photographer of the Year for her work  'Star Attraction' and Sandra Stalker won the title of Most Promising British Underwater Photographer 2024 for 'Midnight raver'. </p> <p><em>Images: UPY </em></p> <p> </p>

International Travel

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Royal family mourns shock death just months after wedding

<p>Princess Rajwa of Jordan has found herself in mourning just eight months after her <a href="https://www.oversixty.co.nz/lifestyle/relationships/kate-and-will-s-stunning-appearance-at-royal-wedding" target="_blank" rel="noopener">fairy-tale royal wedding</a> to Crown Prince Hussein.</p> <p>The sombre news of her father's passing was solemnly shared on Prince Hussein's social media accounts, accompanied by a heartfelt message and a poignant photograph capturing a tender moment between the Crown Prince and his father-in-law, Khaled bin Musaed bin Saif bin Abdulaziz Al Saif.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/p/C3fsAFooyLt/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C3fsAFooyLt/?utm_source=ig_embed&utm_campaign=loading" target="_blank" rel="noopener">A post shared by Al Hussein bin Abdullah II (@alhusseinjo)</a></p> </div> </blockquote> <p>With heavy hearts, the announcement conveyed the depth of loss felt by the royal family. Prince Hussein's message, translated into English, reads: </p> <p>"With more sadness and sorrow, we mourn the death of my wife's father, my beloved uncle Abba Faisal.</p> <p>"We knew him as a generous person with good character and religion. We can only be satisfied with God's judgement and destiny. May Allah have mercy on him and dwell him in his spacious paradise and inspire us patience and solace.</p> <p>"With profound sadness and sorrow, we bid farewell to my beloved father-in-law.</p> <p>"We will always remember his kindness, generosity, and integrity. May God bestow mercy upon him and grant us patience and strength."</p> <p>Khaled bin Musaed bin Saif bin Abdulaziz Al Saif, 71, served as the chairman and chief executive officer of the esteemed Al Saif Group, leaving behind a legacy of leadership and philanthropy. Survived by his wife, Azza Al Sudairi, and four children – Faisal, Nayef, Dana, and Rajwa – Al Saif's passing leaves a void not only in his family but also in the business and social spheres he influenced.</p> <p>Al-Saif's absence was notably felt during his daughter's wedding to Crown Prince Hussein on June 1, 2023. Though he couldn't walk Princess Rajwa down the aisle, his presence and support were evident as he stood alongside his wife and daughter to greet guests at the reception. The absence of Princess Rajwa's father during such a significant life event is undoubtedly a poignant aspect of her wedding day memories.</p> <p>The cause of Al Saif's death remains undisclosed, adding an air of mystery to the solemn proceedings. A statement from the royal family, shared on the official website, conveyed condolences and sympathies to the bereaved family members:</p> <p>"The Royal Hashemite Court mourns the passing of the father of Her Royal Highness Princess Rajwa Al Hussein, Khaled bin Musaed bin Saif bin Abdulaziz Al Saif, may his soul rest in peace.</p> <p>"By His Majesty King Abdullah's orders, the Royal Hashemite Court has announced three days of mourning, as of Sunday, 18 February 2024.</p> <p>"The Royal Hashemite Court expresses its deepest sympathies and condolences to Their Majesties King Abdullah II ibn Al Hussein and Queen Rania Al Abdullah, Their Royal Highnesses Crown Prince Al Hussein bin Abdullah II and Princess Rajwa Al Hussein, and to Al Saif family in these difficult times."</p> <p>The wedding of Princess Rajwa and Crown Prince Hussein was a momentous occasion, graced by the presence of dignitaries and royalty – including <a href="https://www.oversixty.co.nz/lifestyle/relationships/kate-and-will-s-stunning-appearance-at-royal-wedding" target="_blank" rel="noopener">Kate and William, the Prince and Princess of Wales</a>. Hosted at the Zahran Palace in Amman, the ceremony symbolised the union of two families and the beginning of a new chapter for the young couple. </p> <p>Since her marriage, Princess Rajwa has seamlessly integrated into royal life, representing her father-in-law, King Abdullah II, in official capacities. Her grace and poise have endeared her to the Jordanian people, even as she navigates the complexities of her newfound role.</p> <p><em>Images: Instagram</em></p>

Family & Pets

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Rocky actor's cause of death revealed

<p>Carl Weathers' cause of death has been revealed, almost two weeks after his passing as his death certificate was made public. </p> <p>The <em>Rocky</em> actor passed away on February 1st at his home in California surrounded by his loved ones at the age of 76. </p> <p>As revealed in his death certificate, Weathers cause of death has been listed as  "atherosclerotic cardiovascular disease", which the <a title="Australian Institute of Health and Welfare" href="https://www.aihw.gov.au/reports/heart-stroke-vascular-disease/hsvd-facts/contents/introduction#:~:text=Many%20forms%20of%20CVD%20are,the%20brain%20(causing%20stroke)." target="" rel="">Australian Institute of Health and Welfare</a> defines as "deposits of fat, cholesterol and other substances build up in the inner lining of the arteries to form plaque".</p> <p>The certificate also stated that his son Matthew Weathers was the one who alerted authorities to the death which was deemed "natural",  and also revealed that the family will be bringing home the actor's ashes after he is cremated.</p> <p>News of the actor's death was delivered by his family via a statement to <em><a href="https://deadline.com/2024/02/carl-weathers-dead-1235812684/#recipient_hashed=fd02bd8d6a1f88066ce877149ed7f5ed7c004c09a8d6405a72df635b0b72a9c3&amp;recipient_salt=8a8541796b6f9250815f1cf923857155082cf85977a93234b6e9f290c850721c" target="_blank" rel="noopener">Deadline</a></em>, which read, "We are deeply saddened to announce the passing of Carl Weathers."</p> <p>"Carl was an exceptional human being who lived an extraordinary life. Through his contributions to film, television, the arts and sports, he has left an indelible mark and is recognised worldwide and across generations. He was a beloved brother, father, grandfather, partner and friend."</p> <p>The actor is most well known for his role as Apollo Creed in four instalments of <em>Rocky</em>, as well as in <em>Predator</em>, <em>Happy Gilmore</em>, and <em>Arrested Development</em>, <em>The Mandalorian</em> and many others. </p> <p><em>Image credits: Getty Images </em></p>

Caring

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Shocking reason why woman was dumped as her best friend’s bridesmaid

<p dir="ltr">A friendship has broken down live on radio, after a woman was dumped from being a bridesmaid after trying to attend a Taylor Swift concert the same night as her best friend’s wedding. </p> <p dir="ltr">Liv was one of thousands of Aussies who secured tickets to see Taylor Swift when her Eras Tour heads Down Under in February. Unfortunately for the young woman, the only night she could get tickets for was the same night as her best friend Jess’ wedding, where she was set to be a bridesmaid. </p> <p dir="ltr">Knowing about the concert while the wedding planning was taking place, Liv said she was nervous to tell Jess about the show, and decided to keep it secret while they were shopping for wedding outfits. </p> <p dir="ltr">Calling into the <em>Fifi, Fev &amp; Nick</em> radio show, Liv wanted advice on how to tell her friend that she planned to attend Jess’ wedding ceremony, and then leave the reception to attend the concert. </p> <p dir="ltr">The radio hosts decided to let the two women hash it out live on air, with Liv saying to her friend at the start of the phone call, “Obviously the whole Taylor thing, we've been talking about it and you've been saying how annoying it is that people have been backing out.”</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C2cLqsqvcIw/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C2cLqsqvcIw/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Fifi, Fev &amp; Nick (@fififevnick)</a></p> </div> </blockquote> <p dir="ltr">“But I haven't told you I got tickets for the Saturday and this was done before Christmas. However, I was thinking of trying to compromise here and make it work.”</p> <p dir="ltr">Liv shared her plan to “scoot off” in the middle of the big day, to which Jess was convinced she was being “pranked”. </p> <p dir="ltr">“I feel really bad, I do but I have loved Taylor for so long, you are aware of this and you knew how hard it was to get tickets,” Liv replied. </p> <p dir="ltr">But Jess flew off the handle at her friend, slamming her for withholding the news and poking holes in her compromise. </p> <p dir="ltr">“You've known this before December and it's three weeks until my wedding and you're telling me now?” she said. </p> <p dir="ltr">“You want to miss a part of my wedding to go to a Taylor Swift concert? You know how much this has been annoying me that people have been dropping out to go to her and you've known all along that you're going to go to her concert.”</p> <p dir="ltr">Liv said she feels like a “bad friend” before breaking down in tears, although Jess wasn’t having it. </p> <p dir="ltr">“I don't even understand though you've gone and bought tickets on my wedding date. I'm not trying to be mean right now, I think I'm just angry before I'm even upset because I'm so stressed, it's three weeks out,” she said. </p> <p dir="ltr">Host Fifi Box suggested Liv skip the concert, but she was hesitant calling the show a “once in a lifetime” opportunity. </p> <p dir="ltr">The pair eventually hung up, with Jess ringing into the radio show in the weeks after to share an update. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/reel/C29c8ERPrdT/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C29c8ERPrdT/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Fifi, Fev &amp; Nick (@fififevnick)</a></p> </div> </blockquote> <p dir="ltr">“I was caught off guard, pretty mortified that she chose to do it live on air, and also pretty angry,” Jess told the Melbourne radio show hosts. </p> <p dir="ltr">“Liv and I did speak after the show, and I told her she’s shown her true colours and if she wants to go to the concert, she can go to the concert.”</p> <p dir="ltr">“She was a really good friend, and if she saw that a Taylor Swift concert was more important (than my wedding), that’s her choice but I don’t want her to be a part of my day.”</p> <p dir="ltr">When Fifi asked exactly what happened after the first call on air, Jess admitted that “there was a bit of fighting.”</p> <p dir="ltr">“She still wanted to take the route that maybe she could come for some of the wedding and then leave,” Jess explained.</p> <p dir="ltr">“But realistically that wasn’t feasible and to choose someone to be your bridesmaid — in my eyes — is a pretty big deal.”</p> <p dir="ltr">Jess went on to say that Liv “reached out to some of the other bridesmaids and offered to help with the hen’s night, to which she “told them to block her because I don’t want her involved with it at all”.</p> <p dir="ltr">The bride-to-be admitted that it had been a “rough couple of weeks” and that some of her friends are “cult Taylor Swift fans and have taken Liv’s side.”</p> <p dir="ltr">“It definitely hasn’t been the lead up to the wedding that I wanted, I didn’t expect to lose friends over such an exciting part of my life. It’s really emotional, it’s meant to be an exciting time for me,” she explained.</p> <p dir="ltr">“It just really sucks that someone who I loved so much has done this.”</p> <p dir="ltr"><em>Image credits: Instagram / Getty Images </em><span id="docs-internal-guid-b1fd920e-7fff-fda1-0a24-05d2c9a0abb2"></span></p>

Family & Pets

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"Proud to pay more": The billionaires who want to pay more tax

<p>Over 250 millionaires and billionaires have issued an <a href="https://proudtopaymore.org/" target="_blank" rel="noopener">open letter</a> to global leaders encouraging them to implement wealth taxes to combat the cost-of-living crisis. </p> <p>This comes just as a report by the Oxfam Charity revealed that the global wealth of billionaires have only grown in the last three years despite inflation. </p> <p>The open letter, signed by super-rich individuals from 17 countries, includes signatories like Abigail Disney, the grand-niece of Walt Disney, <em>Succession </em>actor Brian Cox, and American philanthropist and Rockefeller family heir Valerie Rockefeller.</p> <p>They said that they would be "proud to pay more taxes" in order to address the  inequality.</p> <p>"Elected leaders must tax us, the super rich,"  the letter read. </p> <p>"This will not fundamentally alter our standard of living, nor deprive our children, nor harm our nations' economic growth.</p> <p>"But it will turn extreme and unproductive private wealth into an investment for our common democratic future."</p> <p>Austrian heir Marlene Engelhorn is also among the voices demanding that they pay more in taxes.</p> <p>"I've inherited a fortune and therefore power, without having done anything for it. And the state doesn't even want taxes on it,"  Engelhorn, who inherited millions from her family who founded chemical giant BASF, said.</p> <p>The letter was released just as global leaders gather in Davos, Switzerland for the World Economic Forum.</p> <p>Abigail Disney, whose net-worth is measured at more than $100 million, said that lawmakers need to come together to make a meaningful economic and social change. </p> <p>"There's too much at stake for us all to wait for the ultra rich to grow a conscience and voluntarily change their ways," she said.</p> <p>"For that reason, lawmakers must step in and tax extreme wealth, along with the variety of environmentally destructive habits of the world's richest."</p> <p>A recent <a href="https://static1.squarespace.com/static/63fe48c7e864f3729e4f9287/t/6596bfb943707b56d11f1296/1704378297933/G20+Survey+of+those+with+More+than+%241+million+on+Attitudes+to+Extreme+Wealth+and+Taxing+the+Super+Rich.pdf" target="_blank" rel="noopener">survey</a> of almost 2400 millionaires found that 74 per cent of them supported the introduction of a wealth tax to fund improved public services and deal with the cost-of-living crisis.</p> <p>The open letter also said that one-off donations and philanthropy "cannot redress the current colossal imbalance" of societal wealth.</p> <p>"We need our governments and our leaders to lead," the letter said. </p> <p>"The true measure of a society can be found, not just in how it treats its most vulnerable, but in what it asks of its wealthiest members."</p> <p><em>Images: Getty</em></p> <p> </p>

Money & Banking

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Alec Musser’s cause of death revealed

<p dir="ltr">Alec Musser’s official cause of death has been revealed, just days after he <a href="https://oversixty.co.nz/health/caring/all-my-children-star-dies-at-age-50">passed away</a> at the age of 50.</p> <p dir="ltr">According to a San Diego County Medical Examiner’s Office press release, the soap actor died by suicide. </p> <p dir="ltr">The report states that Musser’s fiancée, Paige Press, found the late actor “seated and slumped forward on the bathroom floor” on the morning of January 13. He was last seen alive the night prior.</p> <p dir="ltr">“Paramedics and law enforcement responded and confirmed the death,” the press release also states.</p> <p dir="ltr">News of Musser’s death first broke after the actor’s uncle confirmed to <a href="https://www.tmz.com/2024/01/13/alec-musser-model-actor-all-my-children-dead-dies/#xd_co_f=YTM5MzVmOGQtNTY4My00NWE1LThjNDctMTUxMjJlNjVhMWNj~" target="_blank" rel="noopener">TMZ</a> that he died at his home in Del Mar, California. </p> <p dir="ltr">Following the announcement, the bereaved fiancée released a heartfelt statement on social media.</p> <p dir="ltr">“RIP to the love of my life,” Press wrote in a tribute on Instagram, “I will never stop loving you. My heart is broken.”</p> <p dir="ltr">Alec Musser starred in <em>All My Children</em> from 2005 to 2007, appearing in a total of 43 episodes. </p> <p dir="ltr">He landed the role on the long-running soap after he won the second season of the SOAPnet original series <em>I Wanna Be a Soap Star</em>.</p> <p dir="ltr">After his stint on the show, he went on to feature in other TV series including <em>Grown Ups</em>, <em>Rita Rocks</em>, <em>Desperate Housewives</em> and <em>Road to the Altar</em>.</p> <p dir="ltr">After hearing the news of his death, many of Musser’s fans took to the comment section of his last post and shared their condolences.</p> <p dir="ltr">“I’m in shock brother. You were a dear friend and will always be remembered," one fan wrote. </p> <p dir="ltr">Celebrity friend Adam Sandler also shared a tribute to Musser, writing on Instagram, "I loved this guy. Cannot believe he is gone. Such a wonderful, funny good man. Thinking of Alec Musser and his family and sending all my love. A true great sweetheart of a person."</p> <p dir="ltr"><em>Image credits: Getty Images </em></p>

Caring

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All of the incredible royal jewels Queen Mary just inherited

<p>In a weekend filled with regal splendour and historic significance, Crown Princess Mary of Denmark not only <a href="https://www.oversixty.co.nz/lifestyle/family-pets/king-charles-message-to-mary-as-she-becomes-queen" target="_blank" rel="noopener">ascended to the esteemed title of Queen</a> but also found herself adorned with the resplendent Danish Crown Jewels.</p> <p>The symbolic transfer of these extraordinary treasures, formerly belonging to Queen Margrethe, marks a momentous chapter in the Danish monarchy, and for Mary, it's a journey into the rich history of royal glamour.</p> <p>The Danish Crown Jewels, a collection with a lineage spanning centuries, tell a story of devotion, legacy and timeless elegance. Initiated by Queen Sophie Magdalene in the 1700s, each subsequent queen has contributed to and enhanced the collection, resulting in four dazzling "parures", or sets, each a testament to the enduring craftsmanship and artistry of Danish royalty.</p> <p><strong>The Emerald Set: A Gift of Love Across Generations</strong></p> <p>At the heart of the collection is the Emerald Set, a masterpiece featuring diadem, necklace, brooch and earrings adorned with emeralds and brilliant-cut diamonds. Originally gifted to Queen Sophie Magdalene in 1723 by King Christian VI, the set exudes a captivating blend of history and sophistication. As Queen Margrethe has demonstrated in the past, the pieces can be worn together or detached for a versatile, regal allure.</p> <p><strong>Pearl Ruby Set: A Timeless Elegance in Red and White</strong></p> <p>The Pearl Ruby Set, with its origins in the late 1600s, boasts a pearl necklace from Queen Charlotte Amalie, complemented by a matching pearl, ruby and diamond brooch and earrings. The ensemble, enhanced by Queen Caroline Amalie in the 1840s, mirrors the colours of the Danish flag. The set's adaptability, such as the pendant attachment to the pearl necklace, reflects a harmonious blend of tradition and innovation.</p> <p><strong>Brilliant Set: Diamonds that Sparkle with History</strong></p> <p>The Brilliant Set, featuring a brilliant-cut diamond necklace, floral bouquet brooch and earrings dating back to 1840, was the choice of Queen Margrethe for her son Frederik's wedding. This set, rich in symbolism, is a dazzling testament to the enduring sparkle of Danish royalty. Paired with the Floral Aigrette tiara, it adds a touch of timeless grace to any royal occasion.</p> <p><strong>Rose Cut Set: A Delicate Affair with Rose-Cut Diamonds</strong></p> <p>The Rose Cut Set, with necklaces and brooches fashioned from rose-cut diamonds, whispers tales of Princess Charlotte Amalie from centuries past. Worn sparingly by Queen Margrethe, it holds a unique place in the collection, and its rare appearances evoke a sense of antiquity and refinement.</p> <p>For Queen Mary, this accession to the Danish Crown Jewels is not just a privilege but a responsibility to carry forward the legacy of elegance and grace. These jewels, worn by every Queen of Denmark since the 1700s, are not merely adornments; they are a connection to the nation's history and a symbol of continuity.</p> <p>Reserved for special occasions, such as state visits and the New Year Reception, the Danish Crown Jewels will now find a new muse in Queen Mary. Ensconced within the walls of Rosenborg Castle when not in use, these jewels remain a source of pride for Denmark, a tangible link to its regal past.</p> <p>As Queen Mary steps into this new chapter of her royal journey, the Danish Crown Jewels will undoubtedly witness many more moments of joy, solemnity and regal radiance, reflecting the enduring spirit of a nation intertwined with its royal heritage.</p> <p><em>Images: Instagram / Getty Images</em></p>

Money & Banking

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Coroner finally reveals Sinead O’Connor’s cause of death

<p>The cause of Sinead O'Connor's unexpected death in July 2023 has been officially disclosed by a coroner, initiating a global response of grief for the renowned Irish music icon known as the "Daughter of Ireland".</p> <p>According to British authorities, the 56-year-old singer died of natural causes, a revelation that has led to an extensive outpouring of condolences and remembrance from her admirers worldwide.</p> <p><a href="https://www.oversixty.co.nz/news/news/sin-ad-o-connor-passes-away-at-just-56" target="_blank" rel="noopener">Discovered unresponsive in her London home last July</a>, the sudden passing of O'Connor prompted an emotional worldwide reaction. John Thompson, a clerk of Southwark Coroners Court in London, confirmed the natural cause of death, leading to the cessation of the coroner's involvement in the case.</p> <p>A prior statement on the Coroner's website had indicated that a decision regarding the need for an inquest would be made once the cause of death was determined. O'Connor was pronounced dead at the scene in her Herne Hill penthouse in South London, with no immediate disclosure of the medical cause of death. The Coroner opted not to provide additional details regarding the specific circumstances of her passing following the autopsy.</p> <p>In the period leading up to her death, O'Connor had taken to social media to share personal updates, expressing a newfound sense of happiness after moving back to London. This phase marked a fresh start for the singer following the tragic loss of her son Shane, who, at the age of 17, took his own life in January 2022 after escaping hospital while under suicide watch.</p> <p>A year later, in January, O'Connor was admitted to the hospital after revealing on social media that she had decided to follow her son's path. The singer had been open about her mental health struggles, using platforms like Twitter to convey the depth of her grief, referring to herself as an "undead night creature" since the loss of her beloved son, whom she described as "the love of my life, the lamp of my soul".</p> <p>A funeral procession for O'Connor through her hometown in Bray, Ireland, witnessed a gathering of thousands of mourners. Draped in blue, white and pink flowers, her coffin rolled through the streets after a private memorial service attended by family, friends and fellow musicians such as Bono and Bob Geldof, the latter observed riding behind the cortege.</p> <p>Geldof, reflecting on O'Connor's tumultuous life, spoke of the "terrible loneliness and terrible despair" that had haunted her many times. The procession, passing along the seafront south of Dublin, where O'Connor had lived for 15 years, marked the final chapter in the life of a music legend whose legacy will forever be intertwined with the pain and beauty she brought to the world.</p> <p><em>Image: Instagram</em></p>

Caring

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Could you cope with a shock to your bank balance? 5 ways to check you are financially resilient

<p><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865"><em>University of Canberra</em></a></em></p> <p>Imagine the dentist has just said you urgently need a A$2,000 dental crown. A week later, a pipe in your bathroom bursts, causing $8,000 worth of damage. Suddenly, you’ve been hit with a $10,000 financial shock.</p> <p>As the cost-of-living crisis plunges more households into financial uncertainty and at least <a href="https://melbourneinstitute.unimelb.edu.au/data/taking-the-pulse-of-the-nation-2022/2023/australians-face-challenging-budgetary-constraints#:%7E:text=Over%20the%20past%20six%20months,has%20increased%20to%2060%20percent.">one-third</a> of Australians struggle to make ends meet, it’s more important than ever to ask yourself: how financially resilient am I?</p> <p>Being financially resilient means you aren’t left financially devastated when an expensive emergency creeps up on you. Here are five key signs of financial resilience.</p> <h2>1. You have a plan for what you’d do if you suddenly lost your salary</h2> <p>Financial resilience means having a plan to fall back on during tough times. This extends to how you’d make money if you lost your job.</p> <p>In practice, that means things like making sure your skills and contacts are kept up to date so you can more easily find a new job. You might also consider whether a “side hustle” job such as tutoring could work for you in the short term, and how you’d put that plan into practice if needed. Perhaps you have a spare room in your home you could rent out for a period of time if you lost your salary.</p> <p>Those examples won’t work for everyone, of course, but it’s still worth asking yourself the question: what would I do if I lost my salary tomorrow?</p> <h2>2. You have enough liquid assets to meet an unexpected financial expense</h2> <p>Liquid assets means money that can be accessed quickly and easily to overcome an unplanned financial expense. Savings are a good example. They provide a buffer so you can cope in the short term if a financial shock strikes. The federal government’s Moneysmart website suggests you aim to have enough in your emergency savings fund to cover <a href="https://moneysmart.gov.au/saving/save-for-an-emergency-fund">three months of expenses</a>.</p> <p>Having an <a href="https://moneysmart.gov.au/glossary/offset-account">offset account</a> as part of a mortgage is another option that provides a buffer. Putting money in an offset account helps you save while reducing the amount of interest on a home loan. You can still access the money in an offset account at any time.</p> <h2>3. You have bought the right financial products, such as insurance</h2> <p>Financial products, such as insurance, hedge against potential losses.</p> <p>Personal insurance is important because it provides income in the event of death, illness or injury. Examples include:</p> <ul> <li> <p>life insurance (which pays out to your beneficiaries, such as your partner or children, when you die)</p> </li> <li> <p>total and permanent disability insurance (which means you may get some money if you acquire a disability that prevents you from working)</p> </li> <li> <p>income protection (which provides you with an income if you can no longer work)</p> </li> <li> <p>trauma cover (which covers a life-changing illness or injury, such as cancer or a stroke).</p> </li> </ul> <p>Check if your superannuation has any of these insurances included in it. <a href="https://www.griffith.edu.au/__data/assets/pdf_file/0030/295770/FPRJ-V4-ISS1-pp-53-75-insurance-literacy-in-australia.pdf">Research</a> has found that many Australians are underinsured.</p> <h2>4. You can still pay your debts when times are tough</h2> <p>Being able to borrow money can help when you’re in a tight spot. But knowing where to borrow from, how much to borrow and how to manage debt repayments is crucial.</p> <p>Financially resilient people use debt responsibly. That means:</p> <ul> <li> <p>not using debt for frivolous expenses like after-work drinks</p> </li> <li> <p>staying away from private money lenders</p> </li> <li> <p>being cautious about buy-now-pay-later services</p> </li> <li> <p>watching out for debts with high interest rates, such as payday loans and credit card debt</p> </li> <li> <p>maintaining debt repayments consistently.</p> </li> </ul> <p>If you’re having debt problems, talk to your lender about renegotiating your repayment arrangements, or contact the <a href="https://ndh.org.au/">National Debt Helpline</a> on 1800 007 007.</p> <h2>5. You are financially literate</h2> <p>Being financially literate means you can assess the benefits and risks of using savings or taking out debt to meet an unplanned financial need.</p> <p>As I have <a href="https://theconversation.com/are-you-financially-literate-here-are-7-signs-youre-on-the-right-track-202331">written</a> before on The Conversation, key signs of financial literacy include tracking your cashflow, building a budget, as well as understanding what debts you have and which to pay first.</p> <p>It also means storing your money across different places (such as superannuation, savings accounts, property and the share market) and understanding how financial assets like cash, shares and bonds work.</p> <p>Being aware of your financial strengths and weaknesses, and having financial goals is also important.</p> <p>Nobody is born knowing how to make sound financial decisions; it’s a skill that must be learned.</p> <p>It’s good to think about the resources you would draw upon to help get yourself out of a difficult financial situation – well before disaster strikes.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/218126/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/bomikazi-zeka-680577"><em>Bomikazi Zeka</em></a><em>, Assistant Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/could-you-cope-with-a-shock-to-your-bank-balance-5-ways-to-check-you-are-financially-resilient-218126">original article</a>.</em></p>

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The cost-of-living crisis is hitting hard. Here are 3 ways to soften the blow

<p><em><a href="https://theconversation.com/profiles/ama-samarasinghe-1386754">Ama Samarasinghe</a>, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></p> <p>As our wallets feel the strain from the cost-of-living crisis, many of us are looking for ways to soften the blow.</p> <p>While everyone’s circumstances are different, and ideally you should seek help from an accredited financial adviser, there are some tried and true ways to work out where all your money is going and why.</p> <p>Here are three practical tips to reduce the impact of the cost-of-living increases, and stretch every hard-earned dollar.</p> <h2>1. Hunt for a better loan rate</h2> <p>For many households, the biggest hit comes from the mortgage, so start there.</p> <p>Even a modest 0.5% reduction can translate into substantial savings. Call your bank today and just ask for rate reduction. If the answer is no, consider shopping around for a different lender.</p> <p>Your loyalty to your current lender might be costing you more than you realise. Banks often reserve their most attractive rates for new customers, leaving long-time customers paying higher-than-necessary interest.</p> <p>Even if your bank does agree to a rate reduction, explore the market anyway. There is a range of free rate-comparison websites, or you can directly check individual bank websites.</p> <p>If you find a lender offering a better rate, you might consider calling the competing bank to ask about switching your mortgage to them.</p> <p>Or, you might seek assistance from a mortgage broker, who can guide you through the process of securing a better deal (just remember they often take <a href="https://www.canstar.com.au/home-loans/mortgage-brokers-fees/">commissions</a> from lenders).</p> <p>Tread carefully and factor in any exit fees or charges from your current lender. Refinancing isn’t without risk, so a thorough cost-benefit analysis is important before making the switch.</p> <p>Also consider the value of features such as <a href="https://moneysmart.gov.au/glossary/offset-account">offset accounts</a>. An offset account, linked to your home loan, allows you to deposit money such as your salary and savings. This money is then “<a href="https://www.rba.gov.au/publications/smp/2015/aug/box-e-offset-account-balances-and-housing-credit.html">offset</a>” against your home loan balance.</p> <p>That means you only pay interest on the outstanding amount (the loan minus whatever salary and savings you put in the offset). This can accelerate loan repayment and reduce interest costs.</p> <p>Keep in mind that offset accounts are typically only available with variable interest rates. Offset accounts work best if you have considerable savings to put into the offset account that outweigh the additional fees and charges attached to offset accounts.</p> <h2>2. Trim your expenses and uncover hidden savings</h2> <p>It’s time to become a budget detective, identifying and cutting down on non-essential costs that might be quietly draining your wallet.</p> <p>Take a close look at those recurring memberships and subscriptions. How often do you actually use that gym membership or streaming service?</p> <p>Many banking apps have handy spending tracking features to help you set realistic budget goals for each spending category.</p> <p>According to the <a href="https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/selected-living-cost-indexes-australia/latest-release">Australian Bureau of Statistics</a>, insurance and financial services are among the top risers in living cost indexes (which measure the price change of goods and services and its effect on living expenses). So search comparison websites for better insurance premiums.</p> <p>Australia’s insurance market is competitive, and you can often get discounts by bundling your insurances together (for example, having your home and contents insurance with the same company that also provides your car insurance). However, don’t shy away from exploring different insurers for potentially better value.</p> <p>Don’t overlook energy costs, either. Use comparison websites like <a href="https://www.energymadeeasy.gov.au/">Energy Made Easy</a> (or, if you’re in Victoria, the <a href="https://compare.energy.vic.gov.au/">Victorian Energy Compare</a> site) to find more cost-effective energy plans. Stay updated on rebates and concessions via the federal government’s <a href="https://energy.gov.au">Energy.gov.au</a> site, to ensure you’re maximising your entitlements.</p> <p>Use less energy, if you can. Small adjustments can make a significant dent in your bills. And for fuel costs, find websites and applications that allow you to lock in the lowest prices in your area.</p> <p>If you’re renting, ask yourself whether moving to a cheaper suburb or a cheaper home is an option.</p> <p>Many people use cashback sites like Cashrewards and ShopBack to accrue cashback incentives.</p> <h2>3. Maximise returns and tackle high-interest debts</h2> <p>While rising interest rates might make your mortgage climb, it also means high interest on your savings.</p> <p>Consider exploring high-yield savings accounts; with current interest rates, you could potentially earn around 5.5% with a bank savings account. Many people set up recurring transfers to help them stick to savings goals, increase deposits and maximise interest earnings.</p> <p>For those wrestling with high-interest debts such as credit cards or personal loans, prioritise settling outstanding balances to minimise interest payments. It can be hard to escape the long-term repercussions (such as a <a href="https://theconversation.com/payday-lending-trap-requires-a-credit-supply-rethink-39311">poor credit score</a>) of defaulting on <a href="https://www.sydney.edu.au/news-opinion/news/2022/09/21/researchers-uncover--pecking-order-of-defaults--as-belts-tighten.html">high-interest loans</a>.</p> <p>And approach buy-now, pay-later services with extreme caution. They may seem tempting but the <a href="https://onlinelibrary.wiley.com/doi/10.1111/acfi.13100">debts can quickly add up</a>.</p> <p>And if you need more help, contact the government’s free National Debt Helpline on 1800 007 007.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/218118/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><a href="https://theconversation.com/profiles/ama-samarasinghe-1386754"><em>Ama Samarasinghe</em></a><em>, Lecturer, Financial Planning and Tax, <a href="https://theconversation.com/institutions/rmit-university-1063">RMIT University</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-cost-of-living-crisis-is-hitting-hard-here-are-3-ways-to-soften-the-blow-218118">original article</a>.</em></p>

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